Federal PLUS Loan Application Tips

Before applying for a Federal PLUS Loan, you must be prepared to enter a loan amount on the application.

Consult with your student’s financial aid counselor or calculate your student’s expected costs for the school year using our Cost Estimator to determine the PLUS loan amount you may need.

During the application process, please do not select the maximum or unknown amount options. These choices will delay the processing of your application.

• After you have determined the amount you need, you may apply online at studentaid.gov.
• Log In with your FSA ID username and password.^*
• Under Loans and Grants in the toolbar, select PLUS Loans: Grad PLUS and Parent PLUS.
• Click the Learn More button in the I am a Parent of a Student section.
• Read the instructions and click the Start button to begin the application.

^*If you do not have an FSA ID, select the "Create Account" link under the "Log In" button at studentaid.gov

Have questions?

Please contact the Financial Aid Office if you have questions about the Federal Direct PLUS Loan or other financing options.

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