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J-Term and Summer Term Financial Aid

Tuition Discount plus Financial Aid

Summer session and January term (J-term) courses are offered at a 50% tuition discount. Students who register for these courses are encouraged to submit a UST J-term/Summer application to learn more quickly about their projected costs and aid eligibility so they can make an informed decision about their enrollment. The applications open annually when registration for the respective terms begins.

All students who have completed the Free Application for Federal Student Aid (FAFSA) are automatically considered for additional federal and state aid based on their enrollment in J-term and/or summer. The UST application is not a requirement to receive aid for those terms. Our automatic review takes place after the census date of spring semester for J-term, and early June for summer. Students who want to learn about aid eligibility sooner should complete the respective application. You must be a degree-seeking student at the University of St. Thomas to receive most financial aid programs during summer session and/or J-term. 

There are no institutional grant or scholarship funds available during summer session and/or J-term. The availability of ROTC assistance during summer session and/or J-term will be determined by the military detachment providing the scholarship funding.

The Financial Aid Office will begin reviewing summer financial aid applications near the end of March.

Aid for Visiting Summer Students

  • Minnesota State Grant
  • Private Education Loans

    • Minnesota State Grant

    Grants may be available to qualified low-income to moderate-income Minnesota residents who received a Minnesota State Grant during the 2023-24 school year as a degree-seeking undergraduate student at an eligible Minnesota post-secondary school.

    All materials must be received by the financial aid office no later than June 20, 2024 to be considered for a summer Minnesota State Grant at St. Thomas. Late or incomplete applications will not be processed.

    1. Register for your summer session classes at St. Thomas.
    2. Submit a 2023-2024 Free Application for Federal Student Aid (FAFSA) to the University of St. Thomas, federal code 002345.
    3. Submit a State of Minnesota Financial Aid Application for a Visiting Summer Session Student.
    4. Respond to any communication sent to your St. Thomas email account from the financial aid office. Communication may include a request for additional information or notification of your eligibility for a Minnesota State Grant award.

    Private Education Loans

    Private Educational Loans are commercial loans made by banks or other lenders to students. Students apply directly with the lender to secure this type of loan. Approval of private educational student loans is based on a student's overall credit profile. A co-signer is generally required

    1. Register for your summer session classes at St. Thomas
    2. Research programs, select the lender of your choice and apply on line for the loan. Apply at least a month before the start of summer session and have a cosigner available. Although a cosigner may not be required, they typically can improve your loan terms.
    3. Loan funds sent to the university electronically will be applied directly to your student account. You will be contacted with instructions in the event your lender sends a paper loan check to the university.

    Minnesota State Grant

    Minnesota State Grant

    Grants may be available to qualified low-income to moderate-income Minnesota residents who received a Minnesota State Grant during the 2023-24 school year as a degree-seeking undergraduate student at an eligible Minnesota post-secondary school.

    All materials must be received by the financial aid office no later than June 20, 2024 to be considered for a summer Minnesota State Grant at St. Thomas. Late or incomplete applications will not be processed.

    1. Register for your summer session classes at St. Thomas.
    2. Submit a 2023-2024 Free Application for Federal Student Aid (FAFSA) to the University of St. Thomas, federal code 002345.
    3. Submit a State of Minnesota Financial Aid Application for a Visiting Summer Session Student.
    4. Respond to any communication sent to your St. Thomas email account from the financial aid office. Communication may include a request for additional information or notification of your eligibility for a Minnesota State Grant award.

    Private Education Loans

    Private Education Loans

    Private Educational Loans are commercial loans made by banks or other lenders to students. Students apply directly with the lender to secure this type of loan. Approval of private educational student loans is based on a student's overall credit profile. A co-signer is generally required

    1. Register for your summer session classes at St. Thomas
    2. Research programs, select the lender of your choice and apply on line for the loan. Apply at least a month before the start of summer session and have a cosigner available. Although a cosigner may not be required, they typically can improve your loan terms.
    3. Loan funds sent to the university electronically will be applied directly to your student account. You will be contacted with instructions in the event your lender sends a paper loan check to the university.